Educational articles

Silicon Valley Bank Failure, FDIC and SIPC Insurance

• (March 14, 2023) As a follow-up to the developing news on Silicon Valley Bank (SVB), we thought we would share some additional insight around questions we are hearing from clients related to FDIC insurance and the safety of their investment accounts at our custodians. If you did not have an opportunity to read our article on the SVB’s collapse that…

Silicon Valley Bank: An Unfolding Story

• (March 13, 2023) On Friday, Silicon Valley Bank (SVB) was seized by U.S. regulators after there was a run on the bank. This failure of the nation’s 16th largest bank raises several issues we want to address. First is the importance of limiting your bank deposits at any one bank below the FDIC insurance threshold ($250,000 per person for each…

Is Your CPA a Historian or a Consultant?

• “Little ditty ‘bout Jack and Diane” – John Mellencamp Jack is a Certified Public Accountant (CPA). He is a “numbers guy” and excels at execution upon his clients’ requests. He takes a more passive and siloed approach and believes his clients prefer to be left alone. Jack reaches out to them only a few times a year — mainly around…

Control What You Can Control: Minimize Your Vulnerabilities

• “…I think of as a mathematical equation…Threats x Vulnerabilities = Risk.” ― Stanley McChrystal, Retired United States Army General1 What is risk, and how do we manage it? These are age-old questions when it comes to both investing and life. This is particularly the case today when we have a new and unpredictable war to contend with in Eastern Europe,…