About Joy Zaykoski

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So far Joy Zaykoski has created 101 blog entries.

How I Organize My Money

Some of you may be wondering what financial guidance to provide your children who are graduating college or starting their working careers. I use the information below for personal reference and I thought you might find it useful. I pay attention to my budget and organize my money by waterfalling it into different “buckets”

2021-04-21T18:53:27+00:00Good to Know|

The Street: Beware of the Pros and Cons of a HELOC

You might know the benefits of a home equity line of credit, but many homeowners don’t know about the pitfalls to avoid. Modera’s own Chief Investment Officer, George Padula, shares insights on some of the pros and cons of a HELOC in this article by Robert Powell of TheStreet.

2021-04-20T20:38:37+00:00Press Mentions|

Introduction to ESG Investing

Environmental, social, and governance (ESG) investing has seen significant attention and growth. In this article, we will provide an overview of ESG and delve into the investing considerations.

2021-03-17T18:57:05+00:00Good to Know|

Do You Have an Exit Strategy?

Do you have an exit strategy for your business or career? Whether you are a corporate executive or a business owner, there will come a time when you want, or need, to transition to the next phase of life. Done in advance, this can be an optimistic process, it should define how YOU want to exit. As the plan develops, there will be reality checks and alternative paths to consider, but at this point it should be a framework of how you want the future to look.

Planning for Retirement

As financial planners we are often asked, “Will I be OK in retirement?” The checklist below illustrates different items to think about as retirement approaches, from ten years before to right after retirement begins. The earlier one starts planning for retirement, the more prepared one should be not only financially, but also emotionally.

2021-02-15T18:36:33+00:00Good to Know, Retirement|

Health Savings Accounts (HSAs)

With costs skyrocketing and employees paying more and more, the advent of high-deductible health care (HDHC) plans and health savings accounts (HSAs) has become a story worth blogging about.

2021-01-29T16:33:00+00:00Good to Know|

The Credit Freeze

This document explains what it means to freeze your credit, details the process of doing so, and answers some frequently asked questions.

2020-12-30T18:08:15+00:00Good to Know|
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