About Joy Zaykoski

This author has not yet filled in any details.
So far Joy Zaykoski has created 89 blog entries.

Home Refinancing: Golden Goose or Hidden Pitfall?

In the midst of 2020 market volatility, economic crisis and coronavirus fears mortgage rates just dropped to the lowest in recorded history. While home mortgage rates were already quite low by historical standards, this new wave of even lower interest rates could potentially provide you with a great opportunity to refinance your current home mortgage. What should you consider before taking the refinancing plunge with the cheaper mortgage “golden goose”?

2020-09-01T17:46:13+00:00Good to Know|

Spousal IRAs: A Quick Guide

A “spousal” Individual Retirement Account (IRA) allows a spouse with little or no compensation from employment to open a separate IRA and complete contributions based on the other spouse’s income. I’ve put together this quick guide to help you evaluate whether a spousal IRA might be beneficial for you.

2020-10-09T20:56:26+00:00Good to Know, Retirement|

A Guide to 401(k) Plans for Small Business Owners

As many of our clients grow their businesses, we have helped them replace their existing company retirement plans with 401(k) plans.  In general, 401(k) plans can provide more options and flexibility than other types of retirement plans.  Here, we will explore some of the key attributes of 401(k) plans and the potential benefits they can provide on both a personal level and in various aspects of managing your business.

2020-08-13T16:05:37+00:00Business Owners, Good to Know|

Grandparents and Grandchildren: Fun Ways to Engage During the Pandemic

Beginning in early spring, our families made the mutual decision to practice social distancing until there was a cure or a safe vaccine for COVID-19. It is a personal choice we arrived at together, but it has been difficult for the children to understand why they can no longer see their beloved grandparents in our home on a regular basis. It was time to depend on technology and a little bit of creativity, and it’s worked out pretty well for us. I thought I’d share some of my ideas and hope they inspire you.

2020-08-06T17:45:40+00:00Good to Know|

Stay the Course During Market Volatility

A historic pandemic precipitated historic economic implications both in the U.S. and around the world. It is safe to say 2020 has been one for the record books, and it is only half over! Uncertain times like the environment we currently face breed stock market volatility, and so it is no surprise that we have seen some of the wildest swings in stock prices this year.

2020-07-31T01:17:50+00:00Good to Know|

2020 Q2 Investment Perspectives

If I had predicted in early April that just three months later, stocks would have rebounded and recouped most of their losses, you would have laughed at me. Yet, here we are. During the second quarter, there was a complete turnaround in sentiment, reflecting rising optimism for a vaccine for the COVID-19 virus and a nascent economic recovery.

2020-07-16T15:52:05+00:00Our Take on the Market|
Go to Top