Planning for Retirement

As financial planners we are often asked, “Will I be OK in retirement?” The checklist below illustrates different items to think about as retirement approaches, from ten years before to right after retirement begins. The earlier one starts planning for retirement, the more prepared one should be not only financially, but also emotionally.

2021-02-15T18:36:33+00:00Good to Know, Retirement|

Health Savings Accounts (HSAs)

With costs skyrocketing and employees paying more and more, the advent of high-deductible health care (HDHC) plans and health savings accounts (HSAs) has become a story worth blogging about.

2021-01-29T16:33:00+00:00Good to Know|

The Credit Freeze

This document explains what it means to freeze your credit, details the process of doing so, and answers some frequently asked questions.

2020-12-30T18:08:15+00:00Good to Know|

Checking Things Twice This Holiday Season

As advisors, we hear many stories about phone scams, identity theft, and cyber fraud, especially around the holidays. As we head into the final weeks of the year, we thought we would follow up with another reminder about staying alert to avoid potential scams. So, with many of us holiday shopping or needing to check online accounts as we take care of year-end to-do items, here are some important tips to remember:

2020-12-30T18:06:14+00:00Good to Know|

The ABCs of RSUs (Restricted Stock Units)

Do you work for an employer that granted you restricted stock units (RSUs)? This form of non-cash compensation has become increasingly popular among start-ups and Fortune 500 companies alike that are using RSUs to lure new hires and retain senior executives to create a culture of ownership. As employers continue to grant fewer stock options than in years past, the granting of RSUs is becoming more common.

2020-12-02T20:00:00+00:00Good to Know|

Building Your Divorce Team

If you are considering a divorce, you are not alone. Statistics show that almost 50% of all marriages in the United States will end in divorce or separation. While divorce is becoming less common for younger adults, rates for those adults age 50 and older has roughly doubled in the past 25 years. Given these trends, the need to understand the divorce process becomes that much more important.

2020-11-11T18:34:06+00:00Divorce, Good to Know|

How COLA Can Affect Social Security Benefits

During 2020, an estimated 65 million people in the United States will receive over one trillion dollars in Social Security benefits, while the average retiree will get a monthly Social Security check of $1,514. That is a big financial help for many. Unfortunately, Social Security recipients are not seeing much of an increase in their checks these days. The Social Security Administration uses its official Cost Of Living Adjustment, or COLA, to determine how much these benefits increase each year

2020-11-11T18:30:45+00:00Good to Know|
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