We are honored to be recognized by Barron’s as one of the Top Registered Investment Advisory Firms in 2021. Modera is ranked #75 on the Barron’s list of Top 100 RIA Firms.
If you trade stocks and have capital gains, or sometimes losses, after you are retired and only one spouse trades, how does this affect your Social Security and Medicare costs? In this Q&A article by Karin Price Mueller for NJ.com, Modera Financial Advisor Brian K Schiess, CFP®, EA, helps shed light on this question.
Choosing the right health insurance plan — at the right cost — will depend on many factors. In this Q&A article by Karin Price Mueller for NJ.com, Modera Senior Financial Advisor Peter J. McKenna, CFP®, MBA, breaks down what goes into making that decision.
“I retired. How much can I save to my Roth IRA?” Stephanie Spies, CFP® walks through the various requirements to take into consideration if you find yourself asking the same question. Read more in this Q&A article by Karin Price Mueller for NJ.com.
Under current tax laws, you can withdraw funds tax-free from a Roth IRA after a conversion — with certain exceptions. In this Q&A article by Karin Price Mueller for NJMoneyHelp.com, Kelly Henning, CFP®, MSFS shares her insights into these exceptions.
Peter McKenna offers potential strategies and insight into the different types of accounts that can be used for a child’s savings. Read more in this Q&A article by Karin Price Mueller for NJ.com.
Can I convert some of my traditional IRA to a Roth? A common question that Mindy Neira helps to answer by addressing some potential implications of this taxable event and how the law around Inherited IRA and Roth IRAs has changed. Read more in the full Q&A article by Karin Price Mueller for NJ.com.
Special-needs trusts have been around for a number of years, but two parts of this picture are changing: longer life expectancies and tax laws. Modera’s Mindy Neira, Chartered Special-Needs Consultant, shares her perspectives on how special-needs trusts work, in this Wall Street Journal article by Glenn Ruffenauf.
Mark Rioboli, CFP®, CFS, of Modera’s Wayne PA office, shares his perspectives on common mistakes people make when it comes to estate planning and some tips on how to avoid those common pitfalls. Read more in this article by Hank Berkowitz.
You might know the benefits of a home equity line of credit, but many homeowners don’t know about the pitfalls to avoid. Modera’s own Chief Investment Officer, George Padula, shares insights on some of the pros and cons of a HELOC in this article by Robert Powell of TheStreet.