Announcements
Thank you again for participating in our 2020 Client Survey that went out at the end of last year. Your responses helped to re-affirm what we are doing well. They also provided invaluable insight on how we can better tailor our services to meet your needs.
Click here to learn about our initial findings.
We’ve identified some immediate next steps and will continue to incorporate your feedback throughout the year.
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Modera Insights
Wall Street Journal: Special-Needs Trusts: How They Work and What Has Changed
Special-needs trusts have been around for a number of years, but two parts of this picture are changing: longer life expectancies and tax laws. Modera’s Mindy Neira, Chartered Special-Needs Consultant, shares her perspectives on how special-needs trusts work, in this Wall Street Journal article by Glenn Ruffenauf.
Proposed Tax Plan: Preliminary Perspectives
The Biden administration and the U.S. Treasury have recently announced several tax proposals, with policy debate now underway in both houses of Congress. Clarifications and details will emerge over the coming months as some proposals are amended or eliminated and new provisions considered. Any final legislation will likely differ from its current form. We are sharing our preliminary perspectives in this communication.
Collecting Collectibles? Consider this.
When you think of collectibles, the first things that may come to mind are your baseball card collection, the Persian rug in your living room, or the 1967 Ford Mustang in the garage. While these items may have sentimental value, they may also have monetary value.
HBPub: Memorial Day Estate Planning Thoughts
Mark Rioboli, CFP®, CFS, of Modera’s Wayne PA office, shares his perspectives on common mistakes people make when it comes to estate planning and some tips on how to avoid those common pitfalls. Read more in this article by Hank Berkowitz.
To Roth or Not to Roth
A Roth conversion is simply the process of taking a pre-tax IRA (that grows tax-deferred until withdrawn) and converting it into a Roth IRA, paying the taxes now, and allowing it to grow tax-free until withdrawn. Roth conversions are generally good for people that pay at lower tax rates today than they anticipate paying in the future.
Trust and Estate Planning Strategies for LGBTQ Couples
Marriage equality helped to level the playing field for same-sex marriages. Even with this huge leap forward, there remains many legal inconsistencies from state to state for those who identify as lesbian, gay, bisexual, transgender, or queer (LGBTQ).