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Robert Dowling, CFP®

Wealth Manager

Robert Dowling, CFP®2019-09-10T20:29:03+00:00
Robert Dowling CFP®, CLU®

Robert serves high-net worth individuals, families, non-profit organizations, corporations and others seeking wealth management and portfolio management expertise.

Professional Designations

CFP®

Education

State University of New York, B.S., Psychology with a minor in Business

Giving Back

Helping Local Businesses Thrive

Robert Dowling serves as Treasurer for the Ridgewood Chamber of Commerce.

What do you value most in your client relationships?

When my clients call me first if there is a problem or concern about their financial lives.

What’s the one thing people say you’re best at?

Clients have indicated that I have extreme patience in explaining financial and investment planning concepts to them.  

What do you enjoy most about working at Modera?

I enjoy the work/life balance that Modera offers.

How do you do good in your community?

I live in Ridgewood so I volunteer on the board of our travel soccer team.  I also coach baseball.  I am the treasurer of the Ridgewood Chamber of Commerce and participate on the chamber’s scholarship committee.

Rob’s Insights

To Gift or Not to Gift?

Like many parents with adolescent or grown children, you may want to give them a financial jumpstart on their lives. You might help them to get their first car. Pay for their college or grad school tuition. Get them a foot in the door of their first home by contributing toward the down payment. Give them seed money to start a business. If you can easily afford to help your child without affecting your own future wellbeing, you may want to make a financial gift with no strings attached. Keep in mind however, there are limitations regarding how much can be gifted to someone without incurring a gift tax, which is the obligation of the giver.

Good to Know|

CCRCs: Another Way to Age in Place

When married couple Mara, age 67 and Lou, age 70, started thinking about the next phase of their lives they knew change was in their future. After raising three children and taking care of a large home for many years, they were ready to move to a community where the property would be maintained for them. They realized that living independently for the rest of their lives, while appealing in theory, might not be realistic.

Good to Know|