Mindy works with individuals and their families to build and execute financial plans to help them achieve their wealth goals.
Who I Help
- Individuals and families with needs related to disabilities or other medical conditions
- Those who identify as Lesbian, Gay, Bisexual, Transgender, and Queer (LGBTQ)
CERTIFIED FINANCIAL PLANNER™, Chartered Special Needs Consultant®
University of Maryland, Baltimore County, B.A., Economics and Psychology
Read more about Mindy
Modera's Mindy Cleaveland shares her answer to the question of how to check on the status of your economic impact payment.
With a pandemic affecting the country, times have become even more uncertain for those who have a disability or other medical condition.
Changing your lifestyle or improving your health – in this case, your financial health – takes significant time and effort. Instead of trying to overhaul your entire life all at one time, it might be prudent to take it one step at a time. Alone, improving and maintaining your financial health is not as difficult as you may think. Yes, it will take some dedicated time in the beginning, but once you are set up it becomes mostly a matter of “checking-in.”
As financial advisors, we get asked a lot of challenging questions: “How do I make sure I’ll have enough money for retirement?” “What’s a good strategy for lowering my tax burden?” “What’s the best way to pass my business on to my children?” “How aggressively should I invest?” “What if the markets have a downturn?”
Now that we’re in the last quarter of the year, there are some areas to focus on to ensure you close out 2019 with a bang. Use this checklist as a guide to assess your financial wellbeing.
If you or a loved one has disabilities or special needs, you know that the costs related to care can be substantial. The good news is, you may be able to reduce these costs by maximizing the tax strategies available to you.
Modera Financial Planning & Wealth Management
56 Jefferson Ave., Westwood, NJ 07675
New Jersey Team
Michael D. Gibney
Kelly A. Henning
Peter J. McKenna
Kathleen M. Scala
Brian K. Schiess
Stephanie H. Spies