Last updated: 05/29/19

Please read these Terms and Conditions (“Terms”) carefully before using the https://www.moderawealth.com website operated by Modera Fee-Only Financial Planning (“us”, “we”, or “our”). Your access to and use of the website is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the website.  By accessing or using the website you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the website.We reserve the right, at our sole discretion, to modify or replace these Terms at any time. All changes will be effective immediately upon posting to the website.

Disclaimer

Website Contents: Our web site is limited to the dissemination of general information regarding our investment advisory and financial planning services and general economic and market conditions to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of our website on the internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities or the rendering of personalized investment advice for compensation, over the internet. Furthermore, the information resulting from the use of tools or other information on this site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from us. Any subsequent, direct communication by us with a prospective client shall be conducted by a representative who either is registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Nothing contained herein should be interpreted as legal, tax or accounting advice, nor should it be construed as personalized investment or financial planning advice. For legal, tax and accounting-related matters, we recommend that you seek the advice of a qualified lawyer or accountant. Past performance is no guarantee of future results, and there is no guarantee that the views and opinions expressed herein will come to pass. Investing in the stock and other markets involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be construed as a solicitation to buy or sell any security or to engage in a particular investment, financial planning or other strategy. Diversification does not guarantee a profit or guarantee against a loss.

Website Accessibility: Our website is built on the WordPress.org platform and utilizes the Avada theme that is WCAG 2.0 compatible. We have followed the guidelines for WCAG implementation and the content is monitored for compatibility. However, we recognize that there are instances that may not provide compatibility, therefore should you experience any issue we request that you bring that to our attention advice@moderawealth.com

Links to Other Websites: We do not make any representations as to the accuracy, timeliness, suitability, completeness or relevance of any information prepared by any unaffiliated third party, whether linked to this website or incorporated herein, and take no responsibility for the content, privacy policies or practices thereof. All such information is provided solely for convenience purposes and all users thereof should be guided accordingly.  We will not be responsible for or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such websites or services.

Permitted Use

All content, text, graphics, audio files, Java applets and scripts, and other works on this website are the copyrighted works or licensed on behalf of Modera Fee-Only Financial Planning. All Rights Reserved. Any unauthorized redistribution or reproduction of any copyrighted materials on this website is strictly prohibited.

Legal Information

Please review our policies related to cookie use and privacy (including GDPR) as well as our ADV Part 2A disclosure brochure for additional legal disclosures.

Cookie Disclosures

Privacy Policy Notice

GDPR Privacy Notice

Modera ADV Part 2A Brochure

Contact Us

If you have any question about these Terms, please contact us at advice@moderawealth.com.