John provides advice to high net worth individuals, families, businesses, nonprofit organizations, and fiduciary clients in all areas of their investment and wealth management needs.
Professional Designations
Certified Public Accountant/Personal Financial Specialist™, CERTIFIED FINANCIAL PLANNER™, Master of Taxation
Education
Florida Atlantic University, Master of Taxation
St. John’s University, B.S., Accounting, minor in Economics
Community/Leadership
Board of Directors of the Boys & Girls Club of Citrus County
Citrus County Rotary Club
Trinity Catholic High School Strategic Long-Term Planning Committee
Giving Back
Read more about John
What do you value most in your client relationships?
The open dialogue that develops as clients become friends. They know we will be there at every step of their life journey and they share these sentiments. Sometimes it’s simply with a smile and many times it comes with a big hug. Helping people make the decisions that provide them with the peace of mind that their future is bright, and that we’ll also be there to guide them through any rough periods.
What’s the one thing people say you’re best at?
Helping people to organize their priorities and simplifying things that are complex, to give them confidence when making decisions for their future. And making them aware of the things they wouldn’t have thought to ask, let alone need to address.
How do you do good in your community?
I enjoy being involved with the Boys & Girls Club and Rotary and all their fundraisers. It is great to see people come out to support the community and develop new friendships.
Where did you grow up? Where do you live now?
I grew up on Long Island. I now live on the beautiful nature coast of west Florida and spend 12 months out of the year able to enjoy the outdoors.
John’s Insights
An Effective Business Buyout Tool: a Cash Balance Plan
Many business owners transitioning into retirement know it can be beneficial when their younger partners choose to buy them out. However, finding a way to finance the buyout can post a significant obstacle for younger partners. While most aspiring owners may think that buying into a business can only be done with cash or loans, there is another option: a Cash Balance Plan – an innovative, hybrid retirement plan that may provide buyout funding opportunities along with an exit strategy that enables all the parties to benefit.
Business Interruption Insurance: Do You Have A COVID-19 Claim?
COVID-19 has disrupted many businesses in recent months, which may have resulted in unexpected revenue loss and supply chain issues. If you own a company, you may be wondering whether business interruption insurance can help you recover from loss, either now or in the future.
Creative Projects to Capture Memories and Get Organized
Many of us have been self-isolating now for nearly two months. Some of us are feeling the desire to maximize this time to devote to projects that will yield long-term benefits. What can you do to take advantage of this time? Are there some projects that are both easy and productive?Here are a few projects that may be interesting to you. We’ve come up with few ideas to help you share information, memories and stories with those you love for future generations, as well as get organized for the unforeseen.
Year-End Tax Reduction Strategies for Business Owners
As we’re almost at the end of the year, the time is ripe for business owners to make moves to reduce their tax liabilities for 2019. Here we touch on some of the strategies we recommend to our clients. While none of these should come as a surprise, we feel it never hurts to mention them.
Why Every Business Needs a Financial Advisor
Many clients come to Modera needing help with their personal financial lives. But a great number of our clients are also independent entrepreneurs, small business owners, or medical professionals who own a private practice. And although they typically have CPAs, bookkeepers, and business attorneys to help them compute their taxes, cut the checks, and deal with legal issues, they may not be addressing the bigger picture and the common financial challenges involved with business ownership.
Planning Checklist for Those You Care About Most
This checklist was created to help you organize your affairs. Your individual situation will dictate other items which may need to be addressed. We suggest discussing your plans with the executor of your will as well as consulting with your legal, financial, and tax advisers. The time to get these professionals involved is before an event occurs – plan ahead.