John J. Ceparano CPA/PFS, CFP®, M.Tax
Email Me
Call Me

John provides advice to high net worth individuals, families, businesses, nonprofit organizations, and fiduciary clients in all areas of their investment and wealth management needs. 

Professional Designations

Certified Public Accountant/Personal Financial Specialist™, CERTIFIED FINANCIAL PLANNER™, Master of Taxation


Florida Atlantic University, Master of Taxation

St. John’s University, B.S., Accounting, minor in Economics


Board of Directors of the Boys & Girls Club of Citrus County

Citrus County Rotary Club

Trinity Catholic High School Strategic Long-Term Planning Committee

Giving Back

Uniting for Good

John Ceparano is an active member of the Central Citrus Rotary Club.

Learn more about how we serve our community

Read more about John

What do you value most in your client relationships?

The open dialogue that develops as clients become friends. They know we will be there at every step of their life journey and they share these sentiments.  Sometimes it’s simply with a smile and many times it comes with a big hug. Helping people make the decisions that provide them with the peace of mind that their future is bright, and that we’ll also be there to guide them through any rough periods.

What’s the one thing people say you’re best at?

Helping people to organize their priorities and simplifying things that are complex, to give them confidence when making decisions for their future.  And making them aware of the things they wouldn’t have thought to ask, let alone need to address.

How do you do good in your community?

I enjoy being involved with the Boys & Girls Club and Rotary and all their fundraisers.  It is great to see people come out to support the community and develop new friendships.

Where did you grow up? Where do you live now?

I grew up on Long Island. I now live on the beautiful nature coast of west Florida and spend 12 months out of the year able to enjoy the outdoors.

John’s Insights

Planning Checklist for Those You Care About Most

This checklist was created to help you organize your affairs. Your individual situation will dictate other items which may need to be addressed. We suggest discussing your plans with the executor of your will as well as consulting with your legal, financial, and tax advisers. The time to get these professionals involved is before an event occurs – plan ahead.

Go to Top