Modera Wealth Management
Modera Wealth Management

Michael D. Gibney, CFP®, CAP®, AIF®

Principal & Wealth Manager

Michael D. Gibney CFP®, AIF®
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Michael’s main responsibilities include helping clients develop their financial plans, implementing wealth management strategies and managing clients’ investment portfolios.

Professional Designations

CERTIFIED FINANCIAL PLANNER™, Chartered Advisor in Philanthropy®, Accredited Investment Fiduciary®, NAPFA Diversity Equity and Inclusion(DEI) Certified

Mindy Neira DEI NAPFA Certification Badge

Education

Pace University, B.A., Business Administration

New York University, Certificate in Financial Planning

Community

Serves in a leadership capability for the National Association of Personal Financial Advisors (NAPFA)

New Jersey Metro Multiple Sclerosis Society Board of Trustees

Giving Back

Winter Clothing for Refugees

Modera’s Philanthropy Committee led a winter clothing drive to support people from Afghanistan who are being resettled in the US. Modera learned of this need through Kevin Sweeney‘s wife Deirdre who has been working at the McGuire Air Force Base in southern NJ, providing medical care to Afghan refugees.

Michael Gibney, Committee Chair, and Mark Rioboli led coordination efforts in the NJ and PA offices and traveled to the military base multiple times to drop off the donated clothing.

Learn more about how we serve our community

Read more about Michael

What do you value most in your client relationships?

The trust they have in us.  For those clients who understand we are more than just stockbrokers, we provide a valuable service by helping coordinate their entire financial lives.  As an industry, we need to overcome the stigma inherent in financial services and it takes a lot to gain someone’s trust.  We work hard at doing this, and when we form an ongoing relationship the trust becomes greater.

What sparked your interest in financial planning?

My parents were dealing with a broker who was not treating them well.  It was very cookie cutter and you can tell he was just dialing it in.  He would send a birthday card every year, but he would never proactively reach out otherwise unless he was trying to sell them something else.  The birthday card was so insincere.

What do you enjoy most about working at Modera?

The culture. I enjoy coming to work every day, collaborating with colleagues and helping solve client issues.

When you retire you’re going to…?

I left Wall Street almost 20 years ago because I did not want to retire in the traditional manner. I wanted a career that I continue beyond the typical retirement age and still provide value. Financial Planning is fulfilling that desire. I’ll continue to do it as long as I can contribute meaningful advice.

Mike’s Insights

Kiplinger: Keys to Finding the Perfect Place to Retire

How do you choose where the right place to retire for you is? Michael Gibney shares a story about friends who went through this decision and what types of financial and tax considerations may come into play in answering this question. Read more in the full article by Patricia Mertz-Esswein for Kiplinger.

NJ.com: How can I choose the best 529 plan for my grandkids?

Considering a 529 plan for your grandkids but not sure how to get started? In this Q&A article Michael D. Gibney, CFP®, AIF® helps to dissect this question and shares resources and considerations in determining how to make the right selection for you and your situation. Article by Karin Price Mueller for NJ.com.

Downsizing Your Home

I recently downsized from a larger home in a New Jersey suburb to smaller quarters closer to Manhattan. Anecdotally, I noticed many times in my former neighborhood that on the same day families would post “Congrats to the Graduate!” yard signs, “For Sale” signs would often appear right next to them.

Health Savings Accounts (HSAs)

With costs skyrocketing and employees paying more and more, the advent of high-deductible health care (HDHC) plans and health savings accounts (HSAs) has become a story worth blogging about.

2022-06-23T20:52:03+00:00
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