In this Ask Bob article, Mindy Neira addresses a reader question on when to take spousal benefits versus disability benefits. There are a lot of moving parts to this individual’s unique situation and Mindy helps break down various considerations when it comes to divorces and social security claims.
Mindy Neira shares insights and advice to help parents navigate caring for a child who has been diagnosed with a chronic or terminal illness and finding financial resources to help with medical service and treatment. All this and more resources in this guide by Erin C. Perkins for MoneyGeek.
As a LGBTQ financial advisor, my clients tell me they often hear some baffling questions. Maybe someday I won’t be surprised by the lack of awareness regarding the complexity around life as someone who identifies as lesbian, gay, bisexual, transgender, queer or questioning. But today, I continue to be astonished. This is why I focus my time on LGBTQ financial planning.
Can I convert some of my traditional IRA to a Roth? A common question that Mindy Neira helps to answer by addressing some potential implications of this taxable event and how the law around Inherited IRA and Roth IRAs has changed. Read more in the full Q&A article by Karin Price Mueller for NJ.com.
Special-needs trusts have been around for a number of years, but two parts of this picture are changing: longer life expectancies and tax laws. Modera’s Mindy Neira, Chartered Special-Needs Consultant, shares her perspectives on how special-needs trusts work, in this Wall Street Journal article by Glenn Ruffenauf.
Marriage equality helped to level the playing field for same-sex marriages. Even with this huge leap forward, there remains many legal inconsistencies from state to state for those who are lesbian, gay, bisexual, transgender, or queer (LGBTQ). Call us to see how we can help you migrate your states laws as it relates to your personal planning
Modera’s Mindy Cleaveland responds to questions about whether to retitle a home after the loss of a spouse if the deed is in both names.
This checklist was created to help you organize your affairs before or during a divorce. Your individual situation will dictate other items which may need to be addressed. We suggest discussing your plans with your “divorce team”: your legal, financial, and tax advisers. The time to get these professionals involved is at the beginning stages of divorce, but it’s never to late to get started. Your financial advisor will be able to help you prioritize your financial goals throughout the divorce process.
This checklist was created to help you organize your affairs before or during a divorce. Your individual situation will dictate other items which may need to be addressed. We suggest discussing your plans with your “divorce team”: your legal, financial, and tax advisers. The time to get these professionals involved is at the beginning stages of divorce, but it’s never to late to get started. Your financial advisor will be able to help you prioritize your financial goals throughout the divorce process.
With the many moving parts in the divorce process, there are steps you can take to help you get to the other side efficiently and with an outcome that is beneficial for you. in this article I’ve outlined tips and guidelines to help you avoid mistakes along the way.
