Now that we’re in the last quarter of the year, there are some areas to focus on to ensure you close out 2019 with a bang. Use this checklist as a guide to assess your financial wellbeing.
If you or a loved one has disabilities or special needs, you know that the costs related to care can be substantial. The good news is, you may be able to reduce these costs by maximizing the tax strategies available to you.
Though the Defense of Marriage Act, which did not recognize same-sex marriages, was struck down five years ago, many challenges remain for those in the lesbian, gay, bisexual, transgender, and questioning (LGBTQ) community. These challenges create unique factors that must be considered when financial planning.
If you have a minor or adult child with special needs, financial concerns are likely top of mind. Often, family members or close friends want to help you by gifting to your child or leaving an inheritance to them. Though this generosity may be appreciated, there can be unintended side effects of gifting outright to someone who has special needs.
As a former in-home therapist of children with Autism Spectrum Disorder (ASD), I will always cherish the many heartwarming moments with the children, the challenges we worked together to overcome, and the families who welcomed me into their homes as though I always belonged.
Modera's Mindy Cleaveland discusses strategies to generate income for retirement and how insurance may be worth considering to fill an income gap.
Modera’s Kelly Henning and Mindy Cleaveland share their thoughts on longevity and its considerations when formulating a financial plan.
I heard an interesting quote recently, “May your troubles last as long as your New Year’s resolutions.” Let’s face it, most of us forget or abandon our January resolutions within days or weeks, if not sooner. Realistically, it is naive to think you can abruptly erase the habits of years past, inject more time into your days, or become a better version of yourself overnight.
