Caring defines the culture of Modera.
Your financial universe is not just your cash and investments. It’s also composed of your property, your assets and liabilities, any debts you may have, your retirement goals, your charitable giving, your family, and more. We take every aspect of that universe into consideration to provide you with complete financial care.
Whether you come to Modera as a client, or for a career, you will find yourself enveloped in an atmosphere of respect and kindness, of caring and consideration.
Modera’s services are commission-free.
Modera works on a transparent, fee-only basis. You simply pay a quarterly fee for our financial counsel. Our only source of revenue is what our clients pay us, which means we act only on your behalf. We receive no commissions of any kind.
You may find this uncommon, particularly if you’re accustomed to getting financial recommendations from large Wall Street firms that may not act in a fiduciary capacity. In fact, many financial advisory firms receive compensation for recommending specific financial products to clients.
An investment approach focused on helping you meet your goals.
Modera’s approach to your financial life will be customized to you and you alone, accounting for your specific goals, your wishes, and your timeframe. We don’t believe in putting your money at unnecessary risk, but instead will guide you toward solutions that we believe are globally-diversified, tax-efficient, and low-cost, with an aim to bring you long-term results, and protection from downturns. This sophisticated approach is based on thorough, evidence-based research and our many decades of experience managing client portfolios with all types of complexities.
You’ll always feel supported.
While we use the latest technology to assist us, it’s the human element that further sets Modera apart. The regular conversations you’ll have with us to help ensure that your needs are being met. The prompt responses to your questions. The dedication to helping you know at all times where you stand and where you’re heading.
If you’d like us to put our approach to work for you, please contact us.