We want to make sure you sleep at night.

That you’re secure in the knowledge that your financial life is in order and you’re able to enjoy what you have.

So, throughout your relationship with Modera, you will feel consistently cared for. Empowered to make financial decisions. And at ease about your financial future.

And that’s just part of what makes us different. In addition to working on ways to grow and protect your money, we also focus on the way you want to live your life right now. The way you want your future to look. The legacy you want to leave.

Committed to Serving Your Needs

Our Fiduciary Promise

Caring defines the culture of Modera.

Your financial universe is not just your cash and investments. It’s also composed of your property, your assets and liabilities, any debts you may have, your retirement goals, your charitable giving, your family, and more. We take every aspect of that universe into consideration to provide you with complete financial care.

Whether you come to Modera as a client, or for a career, you will find yourself enveloped in an atmosphere of respect and kindness, of caring and consideration.

  • We care for our clients. By putting their needs and comfort level first, and always striving to work in their best interests. By seeking transparency in all communications and being available for conversations and questions. By forming long-term, relationships with them throughout their lives.

  • We care for our team members. By helping them to continually build their skills and knowledge. By allowing them to find the areas of focus that suit them best. By wholeheartedly supporting their lives outside of work.

  • We care for our communities. By actively participating in charitable initiatives throughout the year. By contributing to organizations we believe in. By helping to ensure children’s holiday wishes come true.

Modera’s services are commission-free.

Modera works on a transparent, fee-only basis. You simply pay a quarterly fee for our financial counsel. Our only source of revenue is what our clients pay us, which means we act only on your behalf. We receive no commissions of any kind.

You may find this uncommon, particularly if you’re accustomed to getting financial recommendations from large Wall Street firms that may not act in a fiduciary capacity. In fact, many financial advisory firms receive compensation for recommending specific financial products to clients.

An investment approach focused on helping you meet your goals.

Modera’s approach to your financial life will be customized to you and you alone, accounting for your specific goals, your wishes, and your timeframe. We don’t believe in putting your money at unnecessary risk, but instead will guide you toward solutions that we believe are globally-diversified, tax-efficient, and low-cost, with an aim to bring you long-term results, and protection from downturns. This sophisticated approach is based on thorough, evidence-based research and our many decades of experience managing client portfolios with all types of complexities.

You’ll always feel supported.

While we use the latest technology to assist us, it’s the human element that further sets Modera apart. The regular conversations you’ll have with us to help ensure that your needs are being met. The prompt responses to your questions. The dedication to helping you know at all times where you stand and where you’re heading.

If you’d like us to put our approach to work for you, please contact us.