What is a Chartered Special Needs Consultant® and how can they help me?

With the growing prevalence of disabilities across the world comes a growing need for financial advisors who have an expertise in this area. This expertise is needed not only with trusts and life insurance, but with the understanding of various disabilities and medical conditions, coordination of government benefits, the ever changing laws and regulations, an appreciation for the impact on your family dynamic, and more.

A Chartered Special Needs Consultant (ChSNC®) has the necessary skills to navigate the unique financial challenges related to disabilities and other medical conditions.

A ChSNC® must have at least five years of professional experience in financial services or the practice of law, or four years of professional financial services experience and an undergraduate degree. They must successfully complete the required coursework, as well as adhere to The American College of Financial Services Code of Ethics and comply with The College’s Professional Recertification Program.

The expertise of a ChSNC® spans across many areas of financial planning.

Here are some examples:

  • Special education

  • Family dynamics

  • Emotional and language considerations

  • Disability law

  • Life insurance

  • Government benefits

  • The ABLE Act

  • Retirement planning for an additional person

  • Medical costs

Modera can help.

It can be difficult to find a firm and an advisor who truly understands and can help you with your special needs planning. At Modera, we have a deep bench of professionals with a range of expertise areas.

Learn more about our own Charted Special Needs Consultant®, Mindy Cleaveland.

To get in touch, contact us.

Modera Wealth Management., LLC is an SEC registered investment adviser with places of business in Massachusetts, New Jersey, Georgia, North Carolina and Florida. SEC registration does not imply any level of skill or training. Modera may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements.

For additional information about Modera, including its registration status, fees and services and/or a copy of our Form ADV Disclosure Brochure, please contact us or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov). A full description of the firm’s business operations and service offerings is contained in our Disclosure Brochure which appears as Part 2A of Form ADV. Please read the Disclosure Brochure carefully before you invest or send money.

This article is limited to the dissemination of general information about Modera’s investment advisory and financial planning services that is not suitable for everyone. Nothing herein should be interpreted or construed as investment advice nor as legal, tax or accounting advice nor as personalized financial planning, tax planning or wealth management advice. For legal, tax and accounting-related matters, we recommend you seek the advice of a qualified attorney or accountant. This article is not a substitute for personalized investment or financial planning from Modera. There is no guarantee that the views and opinions expressed herein will come to pass, and the information herein should not be considered a solicitation to engage in a particular investment or financial planning strategy. The statements and opinions expressed in this article are subject to change without notice based on changes in the law and other conditions.